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Welcome! If you are here from the Fox 13 News segments today, it is a pleasure to meet you! I am Heather, and I reside in Tampa with my husband, Keith, of almost 26 years, and our 2 boys, Drew (20) and Brady (14). I love finding great deals, cute clothes, recipes, and more! You will find me most days sharing on Facebook and Instagram.

*Find me on Instagram HERE.

*Find me on Facebook HERE.

*I also have a very active Facebook Deals group where I post cute clothing finds, deals, and much more! Check out my Facebook Deals group HERE.

*Shop my Amazon Storefront HERE

Feel free to email me at: mysweetsavings@gmail.com

Thanks for stopping by!

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Walmart has their Wonder Nation Backpacks for only $2.97 each with Free in-store pick up! If you are on a tight budget this year these are a great buy! Think about purchasing several to have on hand for backups or even for  donation items! There is a wide variety of styles and colors for both girls and boys.

GO HERE to take advantage of this offer.

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Use this 3 Tier Standing Wire Shelf Unit indoors, or even on the patio. It would be so pretty with potted flowers, or maybe to display some antique knick-knacks. You can get it at Amazon for just $29.99.

*Amazon pricing and promotions can change at any time so act now if interested! These prices are current at the time of this posting.

 (All posts may contain affiliate links. Please see my disclosure policy)

Sustainable living isn’t some crazy trend that’s impossible to stick to. If you want to make sure that your family has a bright future, you need to take the sustainable approach now rather than later. It’s not something that has to be particularly challenging for you either if you don’t want it to be. Simple steps in the right direction will eventually get you to where you want to be in terms of sustainability. Read on now to learn more about this.

Change How You Use Energy

The way in which you use the energy in your home will have a big impact on how sustainable your life is. It’s up to you to think about how you use and how you waste energy in your home. If you’re wasting too much of it, you will damage the environment and your wallet. That’s not something you can allow to happen, so now is the time for you to make real changes.

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Reduce Your Debts and Stop Borrowing

Your debt situation also needs to be tackled if your family is going to live more sustainably in the months and years ahead. It should be your aim to pay off your debts as soon as possible, and there are sites like debtconsolidation.co that can help you with that. On top of that, you need to stop borrowing so much money because that will keep you locked into that vicious cycle of debt.

Use Locally Sourced Products

Where your products come from might not be something you think about so much, but that should change. It’s a good idea for you to try buying as many locally produced and sourced products as possible. And that’s something that can apply to everything from the food you eat to the furniture you put in your home. It’s better for the environment and you won’t be paying for the long haul transportation of goods.

Sell or Donate What You No Longer Need

If there’s something you no longer want or need, it doesn’t make sense to hold onto it. Instead, you should sell or donate those kinds of items. You will then do something positive by giving to a charity or to people less fortunate to you. And if you choose to sell those things, you will make a little extra money and improve your living area by freeing up a bit more of that vital space.

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Conserve and Recycle Water

Water is another thing that gets wasted, and that’s why you should try to conserve and recycle it. Go to care2.com/8-ways-to-recycle-water-around-your-house if you want to find out how to recycle water around your home. You can also collect rainwater in a tank in your garden and then make use of it.

Take all of these top ideas on board and put them into action in your family’s everyday life. There are so many ways in which sustainability can be harnessed to your advantage, so what are you waiting for?

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If you’ve experienced the lows of credit card debt and the relief and joy of finally paying it all off and c

oming out the other side, you’re probably very wary of even keeping your existing credit cards, let alone using them. That’s fine if you can manage it, but unfortunately, a lot of you reading this will need access to credit cards again. That’s also fine if you use them more wisely this time around.

The things is, you simply cannot blame your credit cards for your debt. They are nothing more than a tool, and it is the way you use them that makes the difference between drowning in debt and swimming in the savvy waters of a sound financial life.

So, chances are you will use your credit card a

gain. When that happens, you need to ensure that you don’t end up back in serious debt. Here are some things that could help you with that:

Use Only in Emergencies

Using your credit card only when you really have no other option is a great way to ensure it is used responsibly. Of course, it is not always so easy – you need a real resolve to not simply whip out the plastic

at every opportunity!

Lower Your Limits

If you have credit cards with high limits, then it might eventually get too tempting for you not to use them to their fullest.If you at least call up your card company and ask them to lower the limit to a much more sensible amount, then you won’t be able to do nearly as much damage to your financial life.

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Apply for Low Interest Cards

If and when you decide to apply for a new credit card, make sure that you do your research and find

 credit cards with low interest rates. Of course, you should pay off your card in full at the end of each month, but if you occasionally neglect to do that and you have a low interest rate, it won’t be the end of the world.

Leave Your Card at Home

When you’re entering what are high-risk places for you – bars, malls, the Apple Store – leave your credit card at home and draw out only the amount of cash that you can really afford to spend. After all, you can’t go crazy with your credit card if you don’t have it with you.

Pay Off the Balance Every Month

As I mentioned above, if you’re using a credit card, you really should be paying off the totality of the balance at the end of every month. There is a massive difference between spending and paying off the minimum only and spending and settling your balance each month. The former will get you into trouble; the latter is a convenient method of paying for stuff and tracking your spending.

If you stick to these simple rules, then using your credit cards again after clearing your debt, shouldn’t be a problem and you can use your cards to gain cash back and other rewards, which will actually boost your bank balance!